{"id":23314,"date":"2026-06-02T12:42:30","date_gmt":"2026-06-02T12:42:30","guid":{"rendered":"https:\/\/millitv.net\/?p=23314"},"modified":"2026-06-02T12:42:31","modified_gmt":"2026-06-02T12:42:31","slug":"ev-almaq-yoxsa-kiray%c9%99d%c9%99-qalmaq-bakida-bahalasan-m%c9%99nzil-bazari-ail%c9%99l%c9%99ri-c%c9%99tin-secim-qarsisinda-qoyur","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=23314","title":{"rendered":"Ev almaq, yoxsa kiray\u0259d\u0259 qalmaq? \u2013\u00a0Bak\u0131da bahala\u015fan m\u0259nzil bazar\u0131 ail\u0259l\u0259ri \u00e7\u0259tin se\u00e7im qar\u015f\u0131s\u0131nda qoyur"},"content":{"rendered":"\n

Bak\u0131da m\u0259nzil qiym\u0259tl\u0259rinin durmadan artmas\u0131 v\u0259 ipoteka kreditl\u0259rinin uzunm\u00fcdd\u0259tli maliyy\u0259 y\u00fck\u00fcn\u0259 \u00e7evrilm\u0259si fonunda minl\u0259rl\u0259 ail\u0259 \u00e7\u0259tin se\u00e7im qar\u015f\u0131s\u0131nda qal\u0131b. B\u0259zil\u0259ri 20-30 il banka borclanaraq \u00f6z evin\u0259 sahib olma\u011f\u0131 \u00fcst\u00fcn tutur, dig\u0259rl\u0259ri is\u0259 kiray\u0259d\u0259 ya\u015fay\u0131b toplad\u0131qlar\u0131 v\u0259saiti biznes\u0259, t\u0259hsil\u0259 v\u0259 ya ba\u015fqa investisiyalara y\u00f6n\u0259ltm\u0259yin daha s\u0259rf\u0259li oldu\u011funu d\u00fc\u015f\u00fcn\u00fcr. G\u00f6r\u0259s\u0259n, indiki iqtisadi \u015f\u0259raitd\u0259 hans\u0131 se\u00e7im daha m\u0259ntiqlidir?<\/strong><\/p>\n\n\n\n

M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, bu suala birm\u0259nal\u0131 cavab verm\u0259k m\u00fcmk\u00fcn deyil:<\/p>\n\n\n\n

\n

\u201cH\u0259r iki se\u00e7im m\u00fcmk\u00fcnd\u00fcr v\u0259 v\u0259t\u0259nda\u015f \u00f6z maliyy\u0259 v\u0259ziyy\u0259tin\u0259, h\u0259yat t\u0259rzin\u0259 uy\u011fun q\u0259rar verm\u0259lidir. Uzunm\u00fcdd\u0259tli d\u00f6vrd\u0259 m\u0259nzil qiym\u0259tl\u0259ri d\u0259, faiz d\u0259r\u0259c\u0259l\u0259ri d\u0259 d\u0259yi\u015f\u0259 bil\u0259r. 20-30 il sonrak\u0131 iqtisadi v\u0259ziyy\u0259ti indid\u0259n d\u0259qiq proqnozla\u015fd\u0131rmaq qeyri-m\u00fcmk\u00fcnd\u00fcr\u201d.<\/p>\n<\/blockquote>\n\n\n\n

\u0130qtisad\u00e7\u0131n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, m\u0259s\u0259l\u0259 yaln\u0131z maliyy\u0259 hesablamalar\u0131 il\u0259 m\u0259hdudla\u015fm\u0131r.<\/p>\n\n\n\n

\n

\u201cEv sahibi olmaq insanlar\u0131n emosional t\u0259hl\u00fck\u0259sizlik hissi il\u0259 d\u0259 ba\u011fl\u0131d\u0131r.<\/p>\n<\/blockquote>\n\n\n\n

V\u0259t\u0259nda\u015flar \u00e7al\u0131\u015f\u0131rlar ki, he\u00e7 olmasa bir \u015f\u0259xsi evl\u0259ri olsun. Bu, t\u0259kc\u0259 investisiya deyil, h\u0259m d\u0259 psixoloji rahatl\u0131q m\u0259s\u0259l\u0259sidir.<\/p>\n\n\n\n

\n

B\u0259zi hallarda kiray\u0259d\u0259 qalaraq v\u0259saiti ba\u015fqa sah\u0259l\u0259r\u0259 yat\u0131rmaq daha g\u0259lirli g\u00f6r\u00fcn\u0259 bil\u0259r. Lakin uzun ill\u0259r kiray\u0259 \u00f6d\u0259m\u0259k d\u0259 m\u00fc\u0259yy\u0259n riskl\u0259r v\u0259 qeyri-m\u00fc\u0259yy\u0259nlik yarad\u0131r. Buna g\u00f6r\u0259 d\u0259 se\u00e7im \u015f\u0259xsin g\u0259lir s\u0259viyy\u0259si, ail\u0259 planlar\u0131 v\u0259 g\u0259l\u0259c\u0259y\u0259 bax\u0131\u015f\u0131ndan as\u0131l\u0131 olaraq d\u0259yi\u015fir\u201d.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"

Bak\u0131da m\u0259nzil qiym\u0259tl\u0259rinin durmadan artmas\u0131 v\u0259 ipoteka kreditl\u0259rinin uzunm\u00fcdd\u0259tli maliyy\u0259 y\u00fck\u00fcn\u0259 \u00e7evrilm\u0259si fonunda minl\u0259rl\u0259 ail\u0259 \u00e7\u0259tin se\u00e7im qar\u015f\u0131s\u0131nda qal\u0131b. B\u0259zil\u0259ri 20-30 il banka borclanaraq \u00f6z evin\u0259 sahib olma\u011f\u0131 \u00fcst\u00fcn tutur, dig\u0259rl\u0259ri is\u0259 kiray\u0259d\u0259 ya\u015fay\u0131b toplad\u0131qlar\u0131 v\u0259saiti biznes\u0259, t\u0259hsil\u0259 v\u0259 ya ba\u015fqa investisiyalara y\u00f6n\u0259ltm\u0259yin daha s\u0259rf\u0259li oldu\u011funu d\u00fc\u015f\u00fcn\u00fcr. G\u00f6r\u0259s\u0259n, indiki iqtisadi \u015f\u0259raitd\u0259 hans\u0131 se\u00e7im daha m\u0259ntiqlidir? …<\/p>\n","protected":false},"author":1,"featured_media":23315,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23314"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23314\/revisions"}],"predecessor-version":[{"id":23316,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23314\/revisions\/23316"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/23315"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}