{"id":23293,"date":"2026-06-02T12:28:23","date_gmt":"2026-06-02T12:28:23","guid":{"rendered":"https:\/\/millitv.net\/?p=23293"},"modified":"2026-06-02T12:28:24","modified_gmt":"2026-06-02T12:28:24","slug":"pensiya-kapitalinin-mu%c9%99yy%c9%99n-hiss%c9%99si-v%c9%99t%c9%99ndasa-bird%c9%99f%c9%99lik-od%c9%99nil%c9%99c%c9%99k-t%c9%99qaudl%c9%99-bagli-muhum-detallar","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=23293","title":{"rendered":"Pensiya kapital\u0131n\u0131n m\u00fc\u0259yy\u0259n hiss\u0259si v\u0259t\u0259nda\u015fa bird\u0259f\u0259lik \u00f6d\u0259nil\u0259c\u0259k? –\u00a0T\u0259qa\u00fcdl\u0259 ba\u011fl\u0131 M\u00dcH\u00dcM DETALLAR"},"content":{"rendered":"\n

Az\u0259rbaycanda pensiyaya \u00e7\u0131xan \u015f\u0259xsl\u0259r\u0259 hesablanan t\u0259qa\u00fcdl\u0259rinin he\u00e7 olmasa yar\u0131s\u0131n\u0131n bird\u0259f\u0259lik verilm\u0259si m\u0259s\u0259l\u0259si zaman-zaman ictimai m\u00fczakir\u0259l\u0259r\u0259 s\u0259b\u0259b olur. X\u00fcsusil\u0259, v\u0259t\u0259nda\u015flar\u0131n \u015f\u0259xsi hesablar\u0131nda g\u00f6r\u00fcn\u0259n \u201cpensiya kapital\u0131\u201d il\u0259 ba\u011fl\u0131 suallar bu m\u00f6vzunu yenid\u0259n g\u00fcnd\u0259m\u0259 g\u0259tirir.<\/strong><\/p>\n\n\n\n

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B\u0259s m\u00f6vcud qanunvericilik v\u0259 pensiya sistemi buna imkan verirmi?<\/p>\n<\/blockquote>\n\n\n\n

M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n Liberal \u0130qtisad\u00e7\u0131lar M\u0259rk\u0259zinin s\u0259dri Akif N\u0259sirli bildirib ki, haz\u0131rk\u0131 sistemd\u0259 v\u0259t\u0259nda\u015f\u0131n hesab\u0131nda g\u00f6r\u00fcn\u0259n m\u0259bl\u0259\u011f real y\u0131\u011f\u0131m hesab olunmur:<\/p>\n\n\n\n

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\u201cPensiya v\u0259t\u0259nda\u015f\u0131n dolan\u0131\u015f\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259k \u00fc\u00e7\u00fcn ona h\u0259r ay \u00f6d\u0259nilir. Pensiyaya \u00e7\u0131x\u0131rsa, y\u0131\u011f\u0131lan s\u0131\u011fortaya uy\u011fun olaraq t\u0259qa\u00fcd hesablan\u0131r. Az\u0259rbaycanda pensiya\u00e7\u0131n\u0131n hesab\u0131nda g\u00f6r\u00fcn\u0259n s\u0131\u011forta m\u0259bl\u0259\u011fi var, b\u0259z\u0259n onu pensiya kapital\u0131 adland\u0131r\u0131r\u0131q. Amma h\u0259min m\u0259bl\u0259\u011f haz\u0131rda real \u015f\u0259kild\u0259 m\u00f6vcud deyil\u201d.<\/p>\n<\/blockquote>\n\n\n\n

\u0130qtisad\u00e7\u0131n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, haz\u0131rda i\u015fl\u0259y\u0259n \u015f\u0259xsl\u0259rin \u00f6d\u0259diyi sosial s\u0131\u011forta haqlar\u0131 birba\u015fa indiki pensiya\u00e7\u0131lar\u0131n maa\u015flar\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 y\u00f6n\u0259ldilir:<\/p>\n\n\n\n

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\u201cH\u0259r ay i\u015fl\u0259y\u0259n \u015f\u0259xsl\u0259rin \u00f6d\u0259diyi s\u0131\u011forta haqq\u0131 indiki pensiya\u00e7\u0131lar\u0131n m\u0259vacibinin al\u0131nmas\u0131na x\u0259rcl\u0259nir. Hesablarda toplanm\u0131r. Hesablarda g\u00f6r\u00fcn\u0259n v\u0259sait pensiya\u00e7\u0131lar\u0131n m\u0259vacibini bir-birind\u0259n f\u0259rql\u0259ndirm\u0259k \u00fc\u00e7\u00fcnd\u00fcr.<\/p>\n<\/blockquote>\n\n\n\n

V\u0259t\u0259nda\u015f\u0131n \u00f6d\u0259diyi s\u0131\u011forta kapital\u0131 \u0259sas\u0131nda pensiya m\u0259bl\u0259\u011fi hesablan\u0131r. M\u0259s\u0259l\u0259n, \u015f\u0259xs 50 min manat s\u0131\u011forta haqq\u0131 \u00f6d\u0259yibs\u0259, h\u0259min m\u0259bl\u0259\u011f 144-\u0259 b\u00f6l\u00fcn\u00fcr v\u0259 ayl\u0131q pensiya m\u00fc\u0259yy\u0259n edilir. Ba\u015fqa biri 30 min \u00f6d\u0259yibs\u0259, art\u0131q o, \u0259m\u0259k pensiyas\u0131 almaq h\u00fcququndan m\u0259hrum edilir v\u0259 ona sosial m\u00fcavin\u0259t verilir.<\/p>\n\n\n\n

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Minimum pensiya almaq \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259n h\u0259dd m\u00f6vcuddur.<\/p>\n<\/blockquote>\n\n\n\n

\u018fg\u0259r, m\u0259s\u0259l\u0259n, 46 min 50 manat s\u0131\u011forta kapital\u0131 varsa, yen\u0259 d\u0259 144-\u0259 b\u00f6l\u00fcn\u00fcr v\u0259 minimum pensiya olaraq 320 manat verilir\u201d.<\/p>\n\n\n\n

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Akif N\u0259sirli vur\u011fulay\u0131b ki, Az\u0259rbaycanda t\u0259tbiq edil\u0259n model \u201cn\u0259sill\u0259raras\u0131 h\u0259mr\u0259ylik\u201d prinsipin\u0259 \u0259saslan\u0131r:<\/p>\n<\/blockquote>\n\n\n\n

\u201cBizd\u0259 y\u0131\u011f\u0131m \u0259sasl\u0131 pensiya sistemi yoxdur. Haz\u0131rda n\u0259sill\u0259raras\u0131 h\u0259mr\u0259ylik sistemi t\u0259tbiq edilir. Y\u0259ni \u0259m\u0259k qabiliyy\u0259tli \u0259hali i\u015fl\u0259yir v\u0259 pensiya\u00e7\u0131lar\u0131 saxlay\u0131r. Pensiya kapital\u0131ndan istifad\u0259 etm\u0259k \u00fc\u00e7\u00fcn ilk n\u00f6vb\u0259d\u0259 h\u0259min kapital\u0131 formala\u015fd\u0131ran y\u0131\u011f\u0131m sistemin\u0259 ke\u00e7m\u0259k laz\u0131md\u0131r. H\u0259r k\u0259sin \u015f\u0259xsi hesab\u0131nda real kapital y\u0131\u011f\u0131lmal\u0131d\u0131r. Yaln\u0131z bundan sonra pensiya kapital\u0131ndan bird\u0259f\u0259lik istifad\u0259 bar\u0259d\u0259 q\u0259rar veril\u0259 bil\u0259r\u201d.<\/p>\n\n\n\n

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\u0130qtisad\u00e7\u0131 \u0259lav\u0259 edib ki, haz\u0131rk\u0131 qanunvericilik bel\u0259 bir add\u0131m\u0131n at\u0131lmas\u0131na imkan vermir:<\/p>\n<\/blockquote>\n\n\n\n

\u201cN\u0259 bizim pensiya sistemi, n\u0259 d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n \u201c\u018fm\u0259k pensiyalar\u0131 haqq\u0131nda\u201d qanunu pensiya kapital\u0131n\u0131n m\u00fc\u0259yy\u0259n hiss\u0259sinin v\u0259t\u0259nda\u015fa bird\u0259f\u0259lik verilm\u0259sin\u0259 \u015f\u0259rait yarad\u0131r\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycanda pensiyaya \u00e7\u0131xan \u015f\u0259xsl\u0259r\u0259 hesablanan t\u0259qa\u00fcdl\u0259rinin he\u00e7 olmasa yar\u0131s\u0131n\u0131n bird\u0259f\u0259lik verilm\u0259si m\u0259s\u0259l\u0259si zaman-zaman ictimai m\u00fczakir\u0259l\u0259r\u0259 s\u0259b\u0259b olur. X\u00fcsusil\u0259, v\u0259t\u0259nda\u015flar\u0131n \u015f\u0259xsi hesablar\u0131nda g\u00f6r\u00fcn\u0259n \u201cpensiya kapital\u0131\u201d il\u0259 ba\u011fl\u0131 suallar bu m\u00f6vzunu yenid\u0259n g\u00fcnd\u0259m\u0259 g\u0259tirir. B\u0259s m\u00f6vcud qanunvericilik v\u0259 pensiya sistemi buna imkan verirmi? M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n Liberal \u0130qtisad\u00e7\u0131lar M\u0259rk\u0259zinin s\u0259dri Akif N\u0259sirli bildirib ki, haz\u0131rk\u0131 …<\/p>\n","protected":false},"author":1,"featured_media":23294,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23293"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23293\/revisions"}],"predecessor-version":[{"id":23295,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23293\/revisions\/23295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/23294"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}