{"id":23287,"date":"2026-06-02T12:24:14","date_gmt":"2026-06-02T12:24:14","guid":{"rendered":"https:\/\/millitv.net\/?p=23287"},"modified":"2026-06-02T12:24:15","modified_gmt":"2026-06-02T12:24:15","slug":"kart-komissiyalarina-limit-qoyuldu-v%c9%99t%c9%99ndaslari-n%c9%99l%c9%99r-gozl%c9%99yir","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=23287","title":{"rendered":"Kart komissiyalar\u0131na limit qoyuldu &#8211; V\u0259t\u0259nda\u015flar\u0131 n\u0259l\u0259r g\u00f6zl\u0259yir?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Son ill\u0259r Az\u0259rbaycanda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin t\u0259\u015fviqi istiqam\u0259tind\u0259 m\u00fch\u00fcm add\u0131mlar at\u0131l\u0131r. Bu m\u0259qs\u0259dl\u0259 M\u0259rk\u0259zi Bank kart \u00f6d\u0259ni\u015fl\u0259ri \u00fczr\u0259 banklar v\u0259 \u00f6d\u0259ni\u015f sisteml\u0259ri aras\u0131nda t\u0259tbiq olunan komissiyalara yuxar\u0131 h\u0259dd m\u00fc\u0259yy\u0259n edib. Yeni qaydalar\u0131n h\u0259m sahibkarlar\u0131n x\u0259rcl\u0259rinin azalmas\u0131na, h\u0259m d\u0259 POS-terminal \u015f\u0259b\u0259k\u0259sinin geni\u015fl\u0259nm\u0259sin\u0259 t\u00f6hf\u0259 ver\u0259c\u0259yi bildirilir. B\u0259s komissiya limitl\u0259rinin t\u0259tbiqi bazara v\u0259 v\u0259t\u0259nda\u015flara nec\u0259 t\u0259sir g\u00f6st\u0259r\u0259c\u0259k? Bu d\u0259yi\u015fiklikd\u0259n kiml\u0259r qazanacaq, kiml\u0259r itir\u0259c\u0259k?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, s\u00f6hb\u0259t v\u0259t\u0259nda\u015flar\u0131n g\u00fcnd\u0259lik kart \u0259m\u0259liyyatlar\u0131ndan deyil, banklar v\u0259 \u00f6d\u0259ni\u015f sisteml\u0259ri aras\u0131nda apar\u0131lan hesabla\u015fmalardan gedir.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, v\u0259t\u0259nda\u015flar \u0259vv\u0259lki qaydada kartlar\u0131 il\u0259 al\u0131\u015f-veri\u015f ed\u0259 bil\u0259c\u0259kl\u0259r:<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBir bank\u0131n kart\u0131 il\u0259 dig\u0259r bank\u0131n POS-terminal\u0131nda \u00f6d\u0259ni\u015f edildikd\u0259 banklar aras\u0131nda hesabla\u015fma apar\u0131l\u0131rd\u0131. V\u0259saiti q\u0259bul ed\u0259n bank \u0259m\u0259liyyatda i\u015ftirak ed\u0259n dig\u0259r banka m\u00fc\u0259yy\u0259n komissiya \u00f6d\u0259yirdi. \u00d6d\u0259ni\u015fl\u0259rin bir hiss\u0259si is\u0259 \u00f6d\u0259ni\u015f sisteml\u0259rin\u0259 y\u00f6n\u0259lirdi. M\u0259rk\u0259zi Bank bu komissiyalara limit t\u0259tbiq etm\u0259kl\u0259 POS-terminal \u015f\u0259b\u0259k\u0259sinin geni\u015fl\u0259nm\u0259sin\u0259 v\u0259 bazarda daha \u0259lveri\u015fli \u015f\u0259raitin formala\u015fmas\u0131na \u00e7al\u0131\u015f\u0131r.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u018fvv\u0259ll\u0259r komissiyalar \u00fczr\u0259 m\u0259hdudiyy\u0259tl\u0259rin olmamas\u0131 b\u0259zi hallarda banklar\u0131n ticar\u0259t obyektl\u0259rind\u0259n daha y\u00fcks\u0259k \u00f6d\u0259ni\u015f t\u0259l\u0259b etm\u0259sin\u0259 s\u0259b\u0259b olurdu. N\u0259tic\u0259d\u0259 sahibkarlar kartla \u00f6d\u0259ni\u015f q\u0259bul etm\u0259kd\u0259 maraql\u0131 olmur, b\u0259zi hallarda is\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rd\u0259n yay\u0131nma\u011fa \u00e7al\u0131\u015f\u0131rd\u0131lar\u201d.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Xalid K\u0259rimlinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, yeni t\u0259nziml\u0259m\u0259 sahibkarlar\u0131n \u0259lav\u0259 x\u0259rc y\u00fck\u00fcn\u00fc azaltmaqla yana\u015f\u0131, na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cminin artmas\u0131na da t\u00f6hf\u0259 ver\u0259c\u0259k:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cM\u0259rk\u0259zi Bank komissiyalar \u00fczr\u0259 yuxar\u0131 h\u0259dd m\u00fc\u0259yy\u0259n etm\u0259kl\u0259 art\u0131q faiz x\u0259rcl\u0259rinin qar\u015f\u0131s\u0131n\u0131 alma\u011fa \u00e7al\u0131\u015f\u0131r. Bu add\u0131m bazarda \u015f\u0259ffafl\u0131\u011f\u0131 art\u0131r\u0131r, b\u0259zi banklar\u0131n y\u00fcks\u0259k komissiyalar t\u0259tbiq etm\u0259sinin qar\u015f\u0131s\u0131n\u0131 al\u0131r v\u0259 banklararas\u0131 hesabla\u015fmalar \u00fc\u00e7\u00fcn daha konkret qaydalar formala\u015fd\u0131r\u0131r. \u018fsas m\u0259qs\u0259d sahibkarlar\u0131n na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rd\u0259n yay\u0131nmaq ist\u0259yini azaltmaqd\u0131r. Komissiya x\u0259rcl\u0259ri son n\u0259tic\u0259d\u0259 m\u0259hsul v\u0259 xidm\u0259tl\u0259rin qiym\u0259tl\u0259rin\u0259 d\u0259 t\u0259sir g\u00f6st\u0259rirdi. Sahibkarlar \u0259lav\u0259 x\u0259rcl\u0259ri qiym\u0259tl\u0259r\u0259 daxil etdikl\u0259ri \u00fc\u00e7\u00fcn bu y\u00fck dolay\u0131 yolla istehlak\u00e7\u0131lar\u0131n \u00fcz\u0259rin\u0259 d\u00fc\u015f\u00fcrd\u00fc\u201d.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Bununla bel\u0259, iqtisad\u00e7\u0131 yeni qaydalar\u0131n m\u00fc\u0259yy\u0259n m\u0259nfi t\u0259sirl\u0259rinin d\u0259 ola bil\u0259c\u0259yini istisna etmir:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cBu q\u0259rar m\u00fc\u015ft\u0259ril\u0259r \u00fc\u00e7\u00fcn narahatl\u0131q do\u011furan amil deyil. \u018fksin\u0259, POS-terminallardan istifad\u0259nin geni\u015fl\u0259nm\u0259sin\u0259 xidm\u0259t edir. Lakin sonrak\u0131 m\u0259rh\u0259l\u0259d\u0259 banklar\u0131n m\u00fc\u015ft\u0259ril\u0259r\u0259 t\u0259qdim etdiyi ke\u015fbek, bonus v\u0259 dig\u0259r t\u0259\u015fviq proqramlar\u0131n\u0131n h\u0259cmin\u0259 t\u0259sir g\u00f6st\u0259r\u0259 bil\u0259r. Son d\u00f6vrl\u0259rd\u0259 ke\u015fbek faizl\u0259rinin azalmas\u0131n\u0131 m\u00fc\u015fahid\u0259 edirik. H\u0259min v\u0259saitl\u0259rin bir hiss\u0259si m\u0259hz komissiya g\u0259lirl\u0259ri hesab\u0131na formala\u015f\u0131rd\u0131. Komissiya limitl\u0259rinin t\u0259tbiqi ke\u015fbek v\u0259 bonuslar\u0131n s\u0259viyy\u0259sinin a\u015fa\u011f\u0131 d\u00fc\u015fm\u0259sin\u0259 s\u0259b\u0259b olacaq\u201d.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130qtisad\u00e7\u0131n\u0131n fikrinc\u0259, \u00fcmumilikd\u0259 yeni t\u0259nziml\u0259m\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin t\u0259\u015fviqi, sahibkarlar\u0131n \u0259lav\u0259 x\u0259rcl\u0259rinin azald\u0131lmas\u0131 v\u0259 \u00f6d\u0259ni\u015f bazar\u0131nda r\u0259qab\u0259tin g\u00fccl\u0259ndirilm\u0259si bax\u0131m\u0131ndan m\u00fcsb\u0259t add\u0131m hesab oluna bil\u0259r. Bununla yana\u015f\u0131, banklar\u0131n g\u0259lirl\u0259rinin azalmas\u0131 m\u00fc\u015ft\u0259ril\u0259r \u00fc\u00e7\u00fcn n\u0259z\u0259rd\u0259 tutulan b\u0259zi loyall\u0131q proqramlar\u0131n\u0131n h\u0259cmin\u0259 t\u0259sirsiz \u00f6t\u00fc\u015fm\u0259y\u0259c\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Son ill\u0259r Az\u0259rbaycanda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin t\u0259\u015fviqi istiqam\u0259tind\u0259 m\u00fch\u00fcm add\u0131mlar at\u0131l\u0131r. Bu m\u0259qs\u0259dl\u0259 M\u0259rk\u0259zi Bank kart \u00f6d\u0259ni\u015fl\u0259ri \u00fczr\u0259 banklar v\u0259 \u00f6d\u0259ni\u015f sisteml\u0259ri aras\u0131nda t\u0259tbiq olunan komissiyalara yuxar\u0131 h\u0259dd m\u00fc\u0259yy\u0259n edib. Yeni qaydalar\u0131n h\u0259m sahibkarlar\u0131n x\u0259rcl\u0259rinin azalmas\u0131na, h\u0259m d\u0259 POS-terminal \u015f\u0259b\u0259k\u0259sinin geni\u015fl\u0259nm\u0259sin\u0259 t\u00f6hf\u0259 ver\u0259c\u0259yi bildirilir. B\u0259s komissiya limitl\u0259rinin t\u0259tbiqi bazara v\u0259 v\u0259t\u0259nda\u015flara nec\u0259 t\u0259sir g\u00f6st\u0259r\u0259c\u0259k? Bu d\u0259yi\u015fiklikd\u0259n &hellip;<\/p>\n","protected":false},"author":1,"featured_media":23288,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23287"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23287\/revisions"}],"predecessor-version":[{"id":23289,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23287\/revisions\/23289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/23288"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}