{"id":23168,"date":"2026-05-05T07:22:17","date_gmt":"2026-05-05T07:22:17","guid":{"rendered":"https:\/\/millitv.net\/?p=23168"},"modified":"2026-05-05T07:22:19","modified_gmt":"2026-05-05T07:22:19","slug":"pulsuz-tibbi-sigortanin-pullu-oyunu-milyardlar-hara-axir","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=23168","title":{"rendered":"\u201cPulsuz\u201d tibbi s\u0131\u011fortan\u0131n pullu oyunu \u2013\u00a0Milyardlar hara ax\u0131r?"},"content":{"rendered":"\n

Hesablama Palatas\u0131 \u0130cbari Tibbi S\u0131\u011forta Fondunu yoxlayandan sonra ortaya \u00e7\u0131xan m\u0259nz\u0259r\u0259 bundan ibar\u0259t oldu ki, \u00f6lk\u0259d\u0259 tibbi s\u0131\u011forta sistemi h\u0259l\u0259 d\u0259 \u201cs\u0131\u011forta\u201d ad\u0131na uy\u011fun i\u015fl\u0259mir v\u0259 bu bo\u015fluqlar h\u0259m v\u0259t\u0259nda\u015f\u0131n cibin\u0259 girir, h\u0259m d\u0259 d\u00f6vl\u0259t b\u00fcdc\u0259sin\u0259 d\u0259yir.<\/strong><\/p>\n\n\n\n

M\u00f6vzu il\u0259 ba\u011fl\u0131 globalinfoaz-a a\u00e7\u0131qlama ver\u0259n Liberal \u0130qtisad\u00e7\u0131lar M\u0259rk\u0259zinin s\u0259dri Akif N\u0259sirli bildirib ki, \u018fvv\u0259la, Fondun Milli M\u0259clis\u0259 verdiyi b\u00fcdc\u0259 hesabatlar\u0131nda g\u0259lir v\u0259 x\u0259rc r\u0259q\u0259ml\u0259ri d\u00fczg\u00fcn g\u00f6st\u0259rilm\u0259yib. Y\u0259ni deputatlar, ictimaiyy\u0259t v\u0259 h\u00f6kum\u0259t real m\u0259nz\u0259r\u0259ni g\u00f6r\u0259 bilmir. Hesabatda r\u0259q\u0259ml\u0259r t\u0259hrif olunanda hans\u0131 sah\u0259y\u0259 pul \u00e7atm\u0131r, harada israf var \u2013 onu m\u00fc\u0259yy\u0259n etm\u0259k m\u00fcmk\u00fcn olmur. Bu da q\u0259rarlar\u0131n s\u0259hv verilm\u0259sin\u0259, laz\u0131m olan yer\u0259 pulun \u00e7atd\u0131r\u0131lmamas\u0131na g\u0259tirib \u00e7\u0131xar\u0131r. Y\u0259ni Fond t\u0259qdim etdiyi hesabatla \u201cbulan\u0131q suda bal\u0131q tutmaq\u201d ist\u0259yir.<\/p>\n\n\n\n

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\u0130kincisi, s\u0131\u011forta mexanizmi \u00f6z m\u0259ntiqin\u0259 uy\u011fun qurulmay\u0131b. Normalda s\u0131\u011forta bel\u0259 i\u015fl\u0259m\u0259lidir: v\u0259t\u0259nda\u015f x\u0259st\u0259l\u0259nir, xidm\u0259t al\u0131r, s\u0131\u011forta h\u0259min konkret xidm\u0259tin pulunu x\u0259st\u0259xanaya \u00f6d\u0259yir. Amma bizd\u0259 T\u018fB\u0130B-in tabeliyind\u0259ki d\u00f6vl\u0259t x\u0259st\u0259xanalar\u0131na pul \u201cbu q\u0259d\u0259r adam\u0131 m\u00fcalic\u0259 etdin\u201d dey\u0259 yox, \u201ci\u015f\u0131q pulunu, maa\u015flar\u0131, kommunal\u0131 \u00f6d\u0259, \u00fcmumiyy\u0259tl\u0259 ba\u011flanma\u201d prinsipi il\u0259 verilir. N\u0259tic\u0259d\u0259 x\u0259st\u0259xanan\u0131n yax\u015f\u0131 h\u0259kim saxlama\u011fa, yeni aparat alma\u011fa, xidm\u0259ti yax\u015f\u0131la\u015fd\u0131rma\u011fa mara\u011f\u0131 qalm\u0131r. \u00c7\u00fcnki x\u0259st\u0259 \u00e7ox g\u0259ls\u0259 d\u0259, az g\u0259ls\u0259 d\u0259, pulu al\u0131r. Bu da d\u00f6vl\u0259t x\u0259st\u0259xanalar\u0131n\u0131 z\u0259if sal\u0131r, adamlar\u0131 m\u0259cburi \u00f6z\u0259l klinikalara y\u00f6nl\u0259ndirir.<\/p>\n<\/blockquote>\n\n\n\n

Burada ba\u015fqa bir \u00f6z\u0259l maraq da var \u2013 \u00f6z\u0259l x\u0259st\u0259xanalar kiml\u0259r\u0259 m\u0259xsusdur? Bu suala cavab tapanda ayd\u0131n olur ki, bu sistem kort\u0259bii deyil, m\u0259qs\u0259dy\u00f6nl\u00fc qurulub.<\/p>\n\n\n\n

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\u00dc\u00e7\u00fcnc\u00fcs\u00fc, baha \u0259m\u0259liyyatlar dem\u0259k olar ki, tamamil\u0259 \u00f6z\u0259l klinikalar\u0131n \u0259lin\u0259 ke\u00e7ib. D\u0259y\u0259ri 5 min manatdan yuxar\u0131 olan \u0259m\u0259liyyatlar\u0131n 90 faizd\u0259n \u00e7oxu \u00f6z\u0259l x\u0259st\u0259xanalarda h\u0259yata ke\u00e7irilib. D\u00f6vl\u0259t x\u0259st\u0259xanalar\u0131n\u0131n n\u0259 avadanl\u0131\u011f\u0131, n\u0259 d\u0259 h\u0259min \u0259m\u0259liyyat\u0131 ed\u0259n hey\u0259ti var. V\u0259t\u0259nda\u015f m\u0259cbur qal\u0131r ki, ya cibind\u0259n \u0259lav\u0259 pul versin, ya da \u00f6z\u0259l x\u0259st\u0259xanalarda n\u00f6vb\u0259 g\u00f6zl\u0259sin. Fond is\u0259 bu pullar\u0131 \u00f6z\u0259l klinikaya \u00f6d\u0259yir. Bel\u0259 \u00e7\u0131x\u0131r ki, Fond d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n y\u0131\u011fd\u0131\u011f\u0131 s\u0131\u011forta pulunu d\u00f6vl\u0259t x\u0259st\u0259xanas\u0131n\u0131 g\u00fccl\u0259ndirm\u0259y\u0259 yox, \u00f6z\u0259l sektoru maliyy\u0259l\u0259\u015fdirm\u0259y\u0259 x\u0259rcl\u0259yir. D\u00f6vl\u0259t x\u0259st\u0259xanalar\u0131 g\u00fccl\u0259nm\u0259s\u0259, avadanl\u0131q v\u0259 h\u0259kim bax\u0131m\u0131ndan inki\u015faf etm\u0259s\u0259, bu v\u0259ziyy\u0259t d\u0259yi\u015fm\u0259y\u0259c\u0259k.<\/p>\n<\/blockquote>\n\n\n\n

D\u00f6rd\u00fcnc\u00fcs\u00fc, v\u0259t\u0259nda\u015f poliklinikadan g\u00f6nd\u0259ri\u015f almadan birba\u015fa \u00f6z\u0259l klinikaya ged\u0259nd\u0259 Fond h\u0259min v\u0259t\u0259nda\u015fa g\u00f6r\u0259 d\u0259 pul \u00f6d\u0259yib. \u0130ki ild\u0259 c\u0259mi 14 \u00f6z\u0259l klinikaya 4.27 milyon manat bu c\u00fcr g\u00f6nd\u0259ri\u015fsiz m\u00fcraci\u0259tl\u0259r\u0259 g\u00f6r\u0259 verilib. Qanuna g\u00f6r\u0259 s\u0131\u011forta yaln\u0131z \u201cmar\u015frut\u201d \u00fczr\u0259, y\u0259ni \u0259vv\u0259lc\u0259 d\u00f6vl\u0259t m\u00fc\u0259ssis\u0259sind\u0259n g\u00f6nd\u0259ri\u015fl\u0259 i\u015fl\u0259m\u0259lidir. Bu qayda pozulanda sistemd\u0259 n\u0259zar\u0259t itir, Fondun pulu \u201cayaqla g\u0259l\u0259n\u201d ist\u0259nil\u0259n m\u00fcraci\u0259t\u0259 x\u0259rcl\u0259nir v\u0259 d\u00f6vl\u0259t x\u0259st\u0259xanalar\u0131 tamamil\u0259 prosesd\u0259n k\u0259narda qal\u0131r.<\/p>\n\n\n\n

Be\u015fincisi, idar\u0259etm\u0259 x\u0259rcl\u0259rin\u0259 he\u00e7 bir yuxar\u0131 limit qoyulmay\u0131b. T\u018fB\u0130B-in tabeliyind\u0259 yeni-yeni h\u00fcquqi \u015f\u0259xsl\u0259r, qurumlar, departamentl\u0259r yaran\u0131r. H\u0259r birinin direktoru, m\u00fcavini, katibliyi, ma\u015f\u0131n\u0131, ezamiyy\u0259si var. Bu inzibati aparat b\u00f6y\u00fcd\u00fckc\u0259 s\u0131\u011forta pulunun daha \u00e7ox hiss\u0259si m\u00fcalic\u0259y\u0259 yox, kabinet saxlama\u011fa gedir. Qanunda \u201cidar\u0259etm\u0259 x\u0259rci g\u0259lirin 5 faizind\u0259n \u00e7ox ola bilm\u0259z\u201d kimi s\u0259rt h\u0259dd olmayanda pulun hara x\u0259rcl\u0259ndiyini izl\u0259m\u0259k \u00e7\u0259tinl\u0259\u015fir.<\/p>\n\n\n\n

Alt\u0131nc\u0131s\u0131, b\u00fcdc\u0259d\u0259n s\u0131\u011fortalanan \u0259halinin say\u0131 r\u0259smi statistikaya uy\u011fun g\u0259lmir. Bir adam h\u0259m i\u015fsiz kimi, h\u0259m t\u0259l\u0259b\u0259 kimi, h\u0259m d\u0259 ba\u015fqa kateqoriya \u00fczr\u0259 iki-\u00fc\u00e7 yerd\u0259n s\u0131\u011fortal\u0131 g\u00f6st\u0259rilib. D\u00f6vl\u0259t h\u0259r bir n\u0259f\u0259r \u00fc\u00e7\u00fcn Fondun hesab\u0131na pul k\u00f6\u00e7\u00fcr\u00fcr. Adam say\u0131nda \u015fi\u015firtm\u0259 olanda b\u00fcdc\u0259d\u0259n art\u0131q v\u0259sait \u00e7\u0131x\u0131r, amma real xidm\u0259t alan\u0131n say\u0131 o q\u0259d\u0259r deyil. Bu da h\u0259r il milyonlarla manat\u0131n havaya getm\u0259si dem\u0259kdir.<\/p>\n\n\n\n

Bu n\u00f6qsanlar\u0131n c\u0259miyy\u0259t\u0259 t\u0259siri ayd\u0131nd\u0131r. V\u0259t\u0259nda\u015f \u201cpulsuz tibbi s\u0131\u011forta var\u201d dey\u0259 e\u015fidir, amma d\u00f6vl\u0259t x\u0259st\u0259xanas\u0131na ged\u0259nd\u0259 ya aparat yoxdur, ya h\u0259kim yoxdur, ya da \u201c\u00f6z\u0259l klinikaya get\u201d deyirl\u0259r.<\/p>\n\n\n\n

\u00d6z\u0259l\u0259 ged\u0259nd\u0259 d\u0259 cibind\u0259n \u0259lav\u0259 pul \u00e7\u0131x\u0131r. Y\u0259ni s\u0131\u011forta y\u00fck\u00fc v\u0259t\u0259nda\u015f\u0131n \u00fcz\u0259rind\u0259 qal\u0131r. D\u00f6vl\u0259t b\u00fcdc\u0259sin\u0259 t\u0259sir is\u0259 daha b\u00f6y\u00fckd\u00fcr. Sistem s\u0131\u011forta kimi yox, \u201cx\u0259st\u0259xana<\/a> saxlama\u201d kimi i\u015fl\u0259diyi \u00fc\u00e7\u00fcn h\u0259r il milyardlarla manat t\u00f6k\u00fcl\u00fcr, amma s\u0259hiyy\u0259nin keyfiyy\u0259ti qalxm\u0131r. Baha \u0259m\u0259liyyatlar \u00f6z\u0259l\u0259 ax\u0131r, d\u00f6vl\u0259t x\u0259st\u0259xanas\u0131 inki\u015faf etmir, idar\u0259etm\u0259 x\u0259rcl\u0259ri \u015fi\u015fir, adam say\u0131 \u015fi\u015firdilir. N\u0259tic\u0259d\u0259 b\u00fcdc\u0259 iki d\u0259f\u0259 ziyan edir: h\u0259m x\u0259st\u0259xanalar\u0131 saxlay\u0131r, h\u0259m d\u0259 \u00f6z\u0259l klinikalara xidm\u0259t pulu \u00f6d\u0259yir.<\/p>\n\n\n\n

Q\u0131sas\u0131, Fond h\u0259l\u0259 ki, v\u0259sait toplayan v\u0259 paylayan kassa rolunu oynay\u0131r, x\u0259st\u0259xanalar aras\u0131nda r\u0259qab\u0259t yaradan, keyfiyy\u0259ti stimulla\u015fd\u0131ran s\u0131\u011forta\u00e7\u0131ya \u00e7evril\u0259 bilm\u0259yib. Bu bo\u015fluqlar aradan qald\u0131r\u0131lmasa, h\u0259r il d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n tibbi s\u0131\u011fortaya ayr\u0131lan 1.5 milyard manatdan \u00e7ox v\u0259sait s\u0259m\u0259r\u0259siz x\u0259rcl\u0259nm\u0259y\u0259 davam ed\u0259c\u0259k, v\u0259t\u0259nda\u015f is\u0259 yen\u0259 keyfiyy\u0259tli tibbi xidm\u0259t \u00fc\u00e7\u00fcn \u0259lav\u0259 pul axtarmaq m\u0259cburiyy\u0259tind\u0259 qalacaq.<\/p>\n","protected":false},"excerpt":{"rendered":"

Hesablama Palatas\u0131 \u0130cbari Tibbi S\u0131\u011forta Fondunu yoxlayandan sonra ortaya \u00e7\u0131xan m\u0259nz\u0259r\u0259 bundan ibar\u0259t oldu ki, \u00f6lk\u0259d\u0259 tibbi s\u0131\u011forta sistemi h\u0259l\u0259 d\u0259 \u201cs\u0131\u011forta\u201d ad\u0131na uy\u011fun i\u015fl\u0259mir v\u0259 bu bo\u015fluqlar h\u0259m v\u0259t\u0259nda\u015f\u0131n cibin\u0259 girir, h\u0259m d\u0259 d\u00f6vl\u0259t b\u00fcdc\u0259sin\u0259 d\u0259yir. M\u00f6vzu il\u0259 ba\u011fl\u0131 globalinfoaz-a a\u00e7\u0131qlama ver\u0259n Liberal \u0130qtisad\u00e7\u0131lar M\u0259rk\u0259zinin s\u0259dri Akif N\u0259sirli bildirib ki, \u018fvv\u0259la, Fondun Milli M\u0259clis\u0259 verdiyi b\u00fcdc\u0259 …<\/p>\n","protected":false},"author":1,"featured_media":23169,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23168"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23168\/revisions"}],"predecessor-version":[{"id":23170,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/23168\/revisions\/23170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/23169"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}