{"id":22776,"date":"2026-02-13T13:29:42","date_gmt":"2026-02-13T13:29:42","guid":{"rendered":"https:\/\/millitv.net\/?p=22776"},"modified":"2026-02-13T13:29:43","modified_gmt":"2026-02-13T13:29:43","slug":"kredit-borcu-olanlarin-nezerine-sizi-bu-riskl%c9%99r-gozl%c9%99yir","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=22776","title":{"rendered":"Kredit borcu olanlar\u0131n N\u018fZ\u018fR\u0130N\u018f: Sizi bu riskl\u0259r g\u00f6zl\u0259yir"},"content":{"rendered":"\n<p><strong>Son d\u00f6vrl\u0259r kredit faizl\u0259rinin y\u00fcks\u0259k s\u0259viyy\u0259d\u0259 qalmas\u0131 borclular aras\u0131nda ciddi narahatl\u0131q yarad\u0131r. 2026-c\u0131 ild\u0259 iqtisadi riskl\u0259r v\u0259 maliyy\u0259 bazar\u0131ndak\u0131 d\u0259yi\u015fiklikl\u0259r kredit \u00f6d\u0259ni\u015fl\u0259rin\u0259 t\u0259siri il\u0259 diqq\u0259t m\u0259rk\u0259zind\u0259dir.<\/strong><\/p>\n\n\n\n<p>M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 Ajans.az-a dan\u0131\u015fan Milli M\u0259clisin deputat\u0131 V\u00fcqar Bayramov bildirib ki, istehlak kreditl\u0259rinin faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 bank sektorunda \u0259sas m\u00fczakir\u0259 m\u00f6vzular\u0131ndan biridir.<br><br>Deputat bildirib ki, bu istiqam\u0259td\u0259 m\u00fcxt\u0259lif a\u00e7\u0131qlamalar verils\u0259 d\u0259, praktikada x\u00fcsusil\u0259 son bir ild\u0259 kredit faizl\u0259rinin artd\u0131\u011f\u0131 m\u00fc\u015fahid\u0259 edilir. X\u00fcsusil\u0259 istehlak kreditl\u0259rinin bahala\u015fmas\u0131 kredit g\u00f6t\u00fcr\u0259n v\u0259t\u0259nda\u015flar\u0131n \u00f6d\u0259ni\u015f imkanlar\u0131n\u0131n z\u0259ifl\u0259m\u0259sin\u0259 v\u0259 problemli kreditl\u0259rin h\u0259cminin artmas\u0131na s\u0259b\u0259b olur.<br><br>\u201c\u0130stehlak kreditl\u0259rinin faizl\u0259rinin a\u015fa\u011f\u0131 d\u00fc\u015fm\u0259m\u0259sinin bir ne\u00e7\u0259 s\u0259b\u0259bi var. Bir t\u0259r\u0259fd\u0259n depozit faizl\u0259rinin y\u00fcks\u0259k olmas\u0131 banklar\u0131n kredit faizl\u0259rin\u0259 birba\u015fa t\u0259sir g\u00f6st\u0259rir. Dig\u0259r t\u0259r\u0259fd\u0259n is\u0259 banklar\u0131n ucuz maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131 h\u0259l\u0259 d\u0259 m\u0259hduddur. Bu amill\u0259r banklar\u0131n t\u0259qdim etdiyi kreditl\u0259rin faiz d\u0259r\u0259c\u0259l\u0259rinin y\u00fcks\u0259k qalmas\u0131na s\u0259b\u0259b olur\u201d &#8211; dey\u0259, V\u00fcqar Bayramov qeyd edib.<br><br>Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu bax\u0131mdan banklar\u0131n daha ucuz v\u0259sait c\u0259lb etm\u0259si istiqam\u0259tind\u0259 t\u0259\u015fviq mexanizml\u0259rinin g\u00fccl\u0259ndirilm\u0259si \u00e7ox vacibdir. \u00c7\u00fcnki banklar daha s\u0259rf\u0259li maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f \u0259ld\u0259 etdikc\u0259 kredit faizl\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 da m\u00fcmk\u00fcn olacaq.<br><br>Deputat qeyd edib ki, 2026-c\u0131 ild\u0259 d\u0259 kredit faizl\u0259rinin azald\u0131lmas\u0131 prioritet m\u0259s\u0259l\u0259 olaraq qalacaq. \u00dcmumilikd\u0259 g\u00f6zl\u0259nti ondan ibar\u0259tdir ki, banklar daha ucuz v\u0259sait c\u0259lb ed\u0259 bils\u0259l\u0259r, bu, kredit faizl\u0259rinin azalmas\u0131na g\u0259tirib \u00e7\u0131xara bil\u0259r. Lakin haz\u0131rk\u0131 tendensiya g\u00f6st\u0259rir ki, faizl\u0259r h\u0259l\u0259 d\u0259 y\u00fcks\u0259kdir v\u0259 bu da kredit g\u00f6t\u00fcr\u0259n v\u0259t\u0259nda\u015flar\u0131n \u00f6d\u0259ni\u015f y\u00fck\u00fcn\u00fc art\u0131r\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Son d\u00f6vrl\u0259r kredit faizl\u0259rinin y\u00fcks\u0259k s\u0259viyy\u0259d\u0259 qalmas\u0131 borclular aras\u0131nda ciddi narahatl\u0131q yarad\u0131r. 2026-c\u0131 ild\u0259 iqtisadi riskl\u0259r v\u0259 maliyy\u0259 bazar\u0131ndak\u0131 d\u0259yi\u015fiklikl\u0259r kredit \u00f6d\u0259ni\u015fl\u0259rin\u0259 t\u0259siri il\u0259 diqq\u0259t m\u0259rk\u0259zind\u0259dir. M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 Ajans.az-a dan\u0131\u015fan Milli M\u0259clisin deputat\u0131 V\u00fcqar Bayramov bildirib ki, istehlak kreditl\u0259rinin faiz d\u0259r\u0259c\u0259l\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 bank sektorunda \u0259sas m\u00fczakir\u0259 m\u00f6vzular\u0131ndan biridir.Deputat bildirib ki, bu istiqam\u0259td\u0259 m\u00fcxt\u0259lif &hellip;<\/p>\n","protected":false},"author":1,"featured_media":22777,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22776","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22776"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22776\/revisions"}],"predecessor-version":[{"id":22778,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22776\/revisions\/22778"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/22777"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}