{"id":22223,"date":"2026-01-19T13:48:50","date_gmt":"2026-01-19T13:48:50","guid":{"rendered":"https:\/\/millitv.net\/?p=22223"},"modified":"2026-01-19T13:48:51","modified_gmt":"2026-01-19T13:48:51","slug":"kreditl%c9%99-bagli-sad-xeber-hec-yerd%c9%99-isl%c9%99m%c9%99y%c9%99n-d%c9%99-goture-bilecek","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=22223","title":{"rendered":"Kreditl\u0259 ba\u011fl\u0131 \u015eAD X\u018fB\u018fR &#8211; He\u00e7 yerd\u0259 i\u015fl\u0259m\u0259y\u0259n d\u0259 G\u00d6T\u00dcR\u018f B\u0130L\u018fC\u018fK"},"content":{"rendered":"\n<p><strong>Az\u0259rbaycanda g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 kredit verilm\u0259si m\u0259s\u0259l\u0259si tez-tez m\u00fczakir\u0259 olunur. Maraql\u0131d\u0131r, g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 yaln\u0131z limitli kreditl\u0259r verilm\u0259si m\u00fcmk\u00fcnd\u00fcrm\u00fc?<\/strong><\/p>\n\n\n\n<p>M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 ekspert \u018fkr\u0259m H\u0259s\u0259nov bildirib ki, g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 kredit verilm\u0259si bank m\u0259ntiqin\u0259 ziddir:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cG\u0259liri olmayan \u015f\u0259xs kredit g\u00f6t\u00fcrd\u00fcy\u00fc pulu haradan qaytaracaq? H\u0259m r\u0259smi, h\u0259m d\u0259 qeyri-r\u0259smi g\u0259liri yoxdursa, ona kredit veril\u0259 bilm\u0259z.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>Ekspertin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, Az\u0259rbaycanda r\u0259smi g\u0259liri olmasa da, qeyri-r\u0259smi g\u0259lir \u0259ld\u0259 ed\u0259n kifay\u0259t q\u0259d\u0259r insan var. Lakin banklar bu g\u0259lirl\u0259ri s\u0259n\u0259dl\u0259\u015fdir\u0259 bilm\u0259diyi \u00fc\u00e7\u00fcn h\u0259min \u015f\u0259xsl\u0259r\u0259 kredit ay\u0131rmaqda \u00e7\u0259tinlik \u00e7\u0259kirl\u0259r.<\/p>\n\n\n\n<p>\u018f. H\u0259s\u0259nov qeyd edib ki, bu bo\u015flu\u011fu \u0259sas\u0259n bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT-lar), lombardlar v\u0259 f\u0259rdi borc ver\u0259nl\u0259r doldurur:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cBOKT-lar v\u0259 lombardlar qeyri-r\u0259smi g\u0259liri olan \u015f\u0259xsl\u0259r\u0259 m\u00fc\u0259yy\u0259n \u015f\u0259rtl\u0259rl\u0259 kredit ver\u0259 bilirl\u0259r. Bu is\u0259 daha \u00e7ox qeyri-r\u0259smi yollarla h\u0259yata ke\u00e7irilir v\u0259 riskl\u0259r d\u0259 kifay\u0259t q\u0259d\u0259r y\u00fcks\u0259k olur.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>Ekspert vur\u011fulay\u0131b ki, g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 yaln\u0131z limitli v\u0259 ya alternativ mexanizml\u0259rl\u0259 kredit verilm\u0259si m\u0259s\u0259l\u0259si g\u00fcnd\u0259m\u0259 g\u0259l\u0259 bil\u0259r, lakin bu halda da riskl\u0259rin idar\u0259 olunmas\u0131 \u0259sas \u015f\u0259rt olaraq qal\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycanda g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 kredit verilm\u0259si m\u0259s\u0259l\u0259si tez-tez m\u00fczakir\u0259 olunur. Maraql\u0131d\u0131r, g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 yaln\u0131z limitli kreditl\u0259r verilm\u0259si m\u00fcmk\u00fcnd\u00fcrm\u00fc? M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 ekspert \u018fkr\u0259m H\u0259s\u0259nov bildirib ki, g\u0259liri olmayan \u015f\u0259xsl\u0259r\u0259 kredit verilm\u0259si bank m\u0259ntiqin\u0259 ziddir: \u201cG\u0259liri olmayan \u015f\u0259xs kredit g\u00f6t\u00fcrd\u00fcy\u00fc pulu haradan qaytaracaq? H\u0259m r\u0259smi, h\u0259m d\u0259 qeyri-r\u0259smi g\u0259liri yoxdursa, ona kredit &hellip;<\/p>\n","protected":false},"author":1,"featured_media":22224,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idman"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22223"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22223\/revisions"}],"predecessor-version":[{"id":22225,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/22223\/revisions\/22225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/22224"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}