{"id":16634,"date":"2024-12-12T15:51:50","date_gmt":"2024-12-12T15:51:50","guid":{"rendered":"https:\/\/millitv.net\/?p=16634"},"modified":"2024-12-12T15:51:51","modified_gmt":"2024-12-12T15:51:51","slug":"az%C9%99rbaycanda-ikili-pensiya-sistemi-qurulur-yas-h%C9%99ddi-bel%C9%99-olacaq","status":"publish","type":"post","link":"https:\/\/millitv.net\/?p=16634","title":{"rendered":"Az\u0259rbaycanda ikili pensiya sistemi qurulur – Ya\u015f h\u0259ddi bel\u0259 olacaq"},"content":{"rendered":"\n

Milli M\u0259clisin \u018fm\u0259k v\u0259 Sosial Siyas\u0259t Komit\u0259sinin s\u0259dri Musa Quliyev Teleqraf.com<\/a>-un suallar\u0131n\u0131 cavabland\u0131r\u0131b.<\/strong><\/p>\n\n\n\n

Onunla m\u00fcsahib\u0259ni t\u0259qdim edirik:<\/p>\n\n\n\n

– \u00d6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131n\u0131n \u0259lav\u0259 hans\u0131 \u00fcst\u00fcnl\u00fckl\u0259ri olacaq? \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi bunun \u00fc\u00e7\u00fcn 20-d\u0259n \u00e7ox normativ h\u00fcquqi akt layih\u0259si haz\u0131rlad\u0131\u011f\u0131n\u0131 a\u00e7\u0131qlay\u0131b. G\u00f6zl\u0259ntil\u0259r n\u0259d\u0259n ibar\u0259tdir?<\/strong><\/p>\n\n\n\n

– Haz\u0131rda \u00f6z\u0259l pensiya fondlar\u0131n\u0131n formala\u015fmas\u0131 istiqam\u0259tind\u0259 i\u015fl\u0259r davam edir. Bununla ba\u011fl\u0131 qanun layih\u0259si Milli M\u0259clis\u0259 daxil olduqdan sonra burada inc\u0259likl\u0259ri ara\u015fd\u0131r\u0131b detallar\u0131 haqq\u0131nda \u0259trafl\u0131 dan\u0131\u015fmaq olar. \u00dcmumilikd\u0259 is\u0259 konsepsiyan\u0131n yaranmas\u0131 m\u00fcsb\u0259t add\u0131md\u0131r. \u00d6z\u0259l pensiya fondunun yaranmas\u0131 k\u00f6n\u00fcll\u00fc sosial s\u0131\u011fortan\u0131n inki\u015faf\u0131na t\u0259kan ver\u0259c\u0259k. V\u0259t\u0259nda\u015flara alternativ pensiya xidm\u0259ti g\u00f6st\u0259rilm\u0259si \u00fc\u00e7\u00fcn \u015f\u0259rait yaradacaq.<\/p>\n\n\n\n

– \u0130cbari sosial s\u0131\u011forta sistemind\u0259 d\u0259yi\u015fikliyin edilm\u0259si ehtimal\u0131 varm\u0131?<\/strong><\/p>\n\n\n\n

\"\"– Burada h\u0259r hans\u0131 bir d\u0259yi\u015fiklik olmayacaq. D\u00f6vl\u0259t Sosial M\u00fcdafi\u0259 Fonduna (DSMF) v\u0259sait \u00f6d\u0259nilm\u0259y\u0259c\u0259k anlay\u0131\u015f\u0131 yanl\u0131\u015fd\u0131r. Bu olmayacaq. Bu sistem k\u00f6n\u00fcll\u00fc \u015f\u0259kild\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259c\u0259k. \u0130cbari tibbi s\u0131\u011forta v\u0259 k\u00f6n\u00fcll\u00fc tibbi s\u0131\u011forta oldu\u011fu kimi bu sistem d\u0259 eyni analogiya il\u0259 i\u015fl\u0259y\u0259c\u0259k. K\u00f6n\u00fcll\u00fc \u015f\u0259kild\u0259 kimin \u0259lav\u0259 v\u0259saiti, arzusu varsa, m\u00fcqavil\u0259 ba\u011flay\u0131b h\u0259min \u00f6z\u0259l fondlara \u00f6z pulunu yerl\u0259\u015fdir\u0259 bil\u0259c\u0259k.<\/p>\n\n\n\n

– Burada \u0259lav\u0259 imkanlar n\u0259d\u0259n ibar\u0259tdir?<\/strong><\/p>\n\n\n\n

– Ba\u011flanacaq m\u00fcqavil\u0259 \u015f\u0259rtl\u0259rin\u0259 uy\u011fun olaraq \u015f\u0259xs pensiyaya \u00e7\u0131xd\u0131qda y\u0131\u011fd\u0131\u011f\u0131 v\u0259 yaxud qoydu\u011fu kapital\u0131n ham\u0131s\u0131n\u0131 bird\u0259f\u0259lik g\u00f6t\u00fcr\u0259 bil\u0259c\u0259k. V\u0259 yaxud h\u0259min kapital h\u0259min \u015f\u0259xsin ail\u0259 \u00fczvl\u0259rin\u0259 veril\u0259 bil\u0259r. Eyni zamanda \u00f6z\u0259l pensiya fonduna y\u0131\u011f\u0131lan v\u0259sait h\u0259r hans\u0131 bir biznes\u0259 yat\u0131r\u0131l\u0131rsa, buradan g\u0259l\u0259n g\u0259lirl\u0259r onun y\u0131\u011f\u0131m\u0131n\u0131n \u00fcz\u0259rin\u0259 \u0259lav\u0259 olunacaq. Bel\u0259likl\u0259, bu sistemd\u0259 yeni alternativl\u0259r yaranacaq. D\u00fcnyada bu praktika m\u00f6vcuddur.<\/p>\n\n\n\n

– M\u0259cburi sosial s\u0131\u011fortadan imtina il\u0259 ba\u011fl\u0131 fikirl\u0259r s\u0259sl\u0259nir. Bununla ba\u011fl\u0131 presedentl\u0259r varm\u0131?<\/strong><\/p>\n\n\n\n

– \u00d6z\u0259l pensiya fondlar\u0131, \u00f6z\u0259l sosial s\u0131\u011forta prinsipl\u0259ri i\u015fl\u0259y\u0259n \u00f6lk\u0259l\u0259rin he\u00e7 birind\u0259 m\u0259cburi sosial s\u0131\u011fortadan imtina edilm\u0259yib. S\u0131\u011forta haqqlar\u0131n\u0131n r\u0259q\u0259ml\u0259rind\u0259 m\u00fc\u0259yy\u0259n f\u0259rql\u0259r ola bil\u0259r. Amma m\u0259cburi sosial s\u0131\u011forta d\u00f6vl\u0259tin v\u0259t\u0259nda\u015f qar\u015f\u0131s\u0131nda pensiya \u00f6hd\u0259liyi dem\u0259kdir. Ona g\u00f6r\u0259 d\u0259, bu t\u0259minatdan \u0259l \u00e7\u0259km\u0259k, h\u0259min sistemi tamamil\u0259 \u00e7\u00f6kd\u00fcrm\u0259k, da\u011f\u0131tmaq dem\u0259kdir.<\/p>\n\n\n\n

– Zaman etibar\u0131 il\u0259 \u00f6z\u0259l pensiya fondlar\u0131n\u0131n d\u00f6vl\u0259tin m\u00f6vcud sistemini \u0259v\u0259zl\u0259m\u0259si m\u00fcmk\u00fcnd\u00fcrm\u00fc?<\/strong><\/p>\n\n\n\n

– \u00d6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 m\u00fcsb\u0259t add\u0131md\u0131r. V\u0259t\u0259nda\u015fa alternativ pensiya xidm\u0259ti g\u00f6st\u0259rm\u0259k \u00fc\u00e7\u00fcn yeni bir yoldur. Amma bu sistem d\u00f6vl\u0259tin icbari pensiya fondunu \u0259v\u0259z etm\u0259y\u0259c\u0259k.<\/p>\n\n\n\n

– Pensiya ya\u015f\u0131 il\u0259 ba\u011fl\u0131 \u0259sas anlay\u0131\u015flar nec\u0259 olacaq? \u00d6z\u0259l fonda b\u0259lli bir s\u0259viyy\u0259d\u0259 v\u0259sait toplayan \u015f\u0259xsin daha tez pensiya almaq imkan\u0131 olacaqm\u0131?<\/strong><\/p>\n\n\n\n

– Bu m\u00fcmk\u00fcn olan bir yana\u015fmad\u0131r. \u00d6z\u0259l pensiya fondlar\u0131 haqq\u0131nda qanun m\u00fczakir\u0259 edilib q\u0259bul olunduqdan sonra bu anlay\u0131\u015flar ola bil\u0259r. Bel\u0259 olan halda v\u0259t\u0259nda\u015f ikili pensiya almaq imkan\u0131 qazan\u0131r. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f bir ya\u015fdan sonra \u00f6z\u0259l pensiya fondunun t\u0259qa\u00fcd\u00fcn\u00fc ala bilirs\u0259, m\u00fc\u0259yy\u0259nl\u0259\u015fmi\u015f vaxtdan sonra is\u0259 DSMF-nin ay\u0131rd\u0131\u011f\u0131 m\u0259vacibi \u0259ld\u0259 etm\u0259k imkan\u0131 \u0259ld\u0259 ed\u0259c\u0259k. S\u00f6zs\u00fcz ki, b\u00fct\u00fcn bunlar imzalanacaq m\u00fcqavil\u0259d\u0259n, m\u00fc\u0259yy\u0259n olunmu\u015f \u015f\u0259rtl\u0259rd\u0259n as\u0131l\u0131d\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

Milli M\u0259clisin \u018fm\u0259k v\u0259 Sosial Siyas\u0259t Komit\u0259sinin s\u0259dri Musa Quliyev Teleqraf.com-un suallar\u0131n\u0131 cavabland\u0131r\u0131b. Onunla m\u00fcsahib\u0259ni t\u0259qdim edirik: – \u00d6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131n\u0131n \u0259lav\u0259 hans\u0131 \u00fcst\u00fcnl\u00fckl\u0259ri olacaq? \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi bunun \u00fc\u00e7\u00fcn 20-d\u0259n \u00e7ox normativ h\u00fcquqi akt layih\u0259si haz\u0131rlad\u0131\u011f\u0131n\u0131 a\u00e7\u0131qlay\u0131b. G\u00f6zl\u0259ntil\u0259r n\u0259d\u0259n ibar\u0259tdir? – Haz\u0131rda \u00f6z\u0259l pensiya fondlar\u0131n\u0131n formala\u015fmas\u0131 istiqam\u0259tind\u0259 i\u015fl\u0259r davam edir. Bununla …<\/p>\n","protected":false},"author":1,"featured_media":16635,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-16634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-olke"],"_links":{"self":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/16634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16634"}],"version-history":[{"count":1,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/16634\/revisions"}],"predecessor-version":[{"id":16636,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/posts\/16634\/revisions\/16636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=\/wp\/v2\/media\/16635"}],"wp:attachment":[{"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millitv.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}